Health Savings Accounts (HSAs) and Excepted Benefit Health Reimbursement Arrangements (HRAs) allow your employees to cover their part of medical expenses in a tax-advanted and budget-conscious way. But because the…

As an employer, you know that motivated, productive, and happy employees are the backbone of your business. That’s one of the reasons a healthcare plan is so important. But there’s…

If you’ve enrolled your employees in a healthcare plan, you’re offf to a great start. There’s no doubt they appreciate the coverage. But if you’ve opted for a high-deductible, low-premium…

For those enrolled in high-deductible healthcare plans, the low premiums often keep monthly expenses manageable. But what happens when a large medical expense occurs? The result is often a heavy…

Those of you who receive a subsidy to help cover your health insurance premiums are probably aware that it was calculated based upon household size and income. But you might…

Many employers want to provide a quality, group healthcare plan for their employees, but worry about the expense and their ability to meet participation requirements. But that doesn’t mean you…

You might remember that the state of California instituted its own individual mandate penalty. Beginning in 2020, California citizens who failed to enroll in a healthcare plan will face a…

Your healthcare plan affects numerous areas of your life. Not only does it set forth the parameters for your medical care; it also deeply impacts your budget. So when Open…

Tax-advantaged accounts such as health reimbursement arrangement (HRA) and health savings account (HSA) are designed to help account owners manage healthcare expenses in a tax-friendly way. But because inflation, incomes,…

So many unexpected things can happen in life, and due to the very nature of being unexpected, we often aren’t prepared for them. That’s why it’s so important to plan…