Most people know that a life insurance policy will provide a cash payout, or “death benefit”, to your designated beneficiaries after you pass away. They can then use that money…

Health Savings Accounts (HSAs) and Excepted Benefit Health Reimbursement Arrangements (HRAs) allow your employees to cover their part of medical expenses in a tax-advanted and budget-conscious way. But because the…

When selling Medicare plans, you’re obviously marketing exclusively to seniors. And there are a few common misconceptions and mistakes you want to avoid with this target demographic. First of all,…

Mental health care is important at any age, and even those who have never suffered mental health complications can develop certain symptoms in retirement. In particular, seniors can be prone…

As an employer, you know that motivated, productive, and happy employees are the backbone of your business. That’s one of the reasons a healthcare plan is so important. But there’s…

We all hope to live long and healthy lives, well into our retirement years. But sometimes life has other plans for us. In the event that you’re diagnosed with a…

These days, even Baby Boomers are spending a lot of time online! The pandemic changed a lot about how we live, including staying home more, the explosion of telemedicine, and…

If you’ve enrolled your employees in a healthcare plan, you’re offf to a great start. There’s no doubt they appreciate the coverage. But if you’ve opted for a high-deductible, low-premium…

For those enrolled in high-deductible healthcare plans, the low premiums often keep monthly expenses manageable. But what happens when a large medical expense occurs? The result is often a heavy…

Once you turn 65 and enroll in Medicare, you might expect that a significant portion of your retirement planning has been completed. Now you have a plan to cover all…